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I thrive on the relationship building process with all my clients.

Solutions To Fulfill All Your Financial Needs

Investments:

Full Service

Brokerage 

Wealth Management Services 

Mutual Funds 

Annuities-Variable

& Fixed

Unit Investment Trust 

Closed End Funds

About Scott Richardson, CFP®, AIF®

Scott’s experience ranges over 39-years in the financial services industry. Since 1983, as a financial advisor, his experience has been in the design, and investment education of Qualified Retirement Plans for businesses and individuals. Scott especially enjoys the creative work of planning out goals and strategies with individuals and businesses. He feels, if you want to go fast, go alone, but if you want to go far, go together. 

“I have experienced and been exposed to many facets of business over my 39 years in this industry. The value I add can never be measured by an index.”

A 1983 graduate of Samford University with a BA in Finance, Scott entered into the financial services industry right out of college. This year, Scott is celebrating his 32nd year as a CFP®. After opening his own firm in 1994, Scott is the General Securities Principal and Municipal Securities Principal of his firm. In 2013 he completed his AIF® Accredited Investment Fiduciary Certification. Scott also serves as the branch manager and Regional Director of his organization, with financial advisors around the country who affiliate with Commonwealth Capital Management, LLC. 

“Working in a compliance capacity as branch manager has benefited my clients, since I am looking at their situation through the eyes of needs vs. that of a salesman.”

Scott is getting use to the quieter life, now that his three sons are now grown, however, he has no intent in slowing down. He continues to focus on CCM as two of his three sons work with him as well. He does enjoy the best of both worlds, working in a highly intense industry during the day managing clients, while living in the country with his wife Chrissie of 36 years at night.

Retirement Income

Analysis

Qualified Plans

IRA Rollovers 

Simplified Employee

Pension (SEP) 

SIMPLE Plans 

Pension Plans 

Profit Sharing Plans

401(k) Plans 

403(b) Plans

Retirement:

Long Term Care

Universal Life 

Variable Life 

Second to Die 

Term 

Whole Life 

Split Dollar 

Arrangements

Insurance:

“It is a great balance for me. While I thrive on my firm's creative challenges and opportunities with clients, I can relax at home, watching the sunset, while the deer and geese go by."

"I thrive on the relationship building process with all my clients."